Borrow What You Need, When You Need

From $100 - $5000
All FICO scores welcome
Funds transfered within 15 minutes*
No footprint left on your credit file*
9/10 customers approved every day*

$400 Loans

When you’re strapped for cash and need just a little bit to get you to your next payday or cover an expense you haven’t budgeted for, $400 loans are undoubtedly convenient. $400 loans are small enough to get quick approval and easy enough to repay.

At Big Buck Loans, we offer loans for $400 to average Americans looking for a temporary financial boost to get them through a tough time. Read on to discover more about $400 loans and how to apply for them online.

What Are $400 Installment Loans?

$400 installment loans are short-term loans provided to eligible applicants who need bridging cash that can be paid back fairly quickly. When taking out such a loan, you can expect to pay high-interest rates between 5.99% and 35.99%. 400 dollar loans can be used to pay for a plethora of things, from groceries for the month to repairing the car and everything in between. While we offer 3 to 24-month repayment terms at Big Buck Loans, when getting 400 installment loans, the repayment period will be from a few weeks up to 12 months, depending on the lender.

How Do $400 Payday Loans Same Day Work?

Loans for $400 follow a simple loan model when applying via Big Buck Loans. The borrower simply fills in an online application form, and if a lender can assist, it’s indicated, and you will be transferred to the lender to complete the process. Interest is added to the total loan amount, and then the new total is split between the months the lender has given you to repay. Borrowers repay their $400 payday loans same day via direct debit that is set in place by the lender.

How Much Do 400 Loans Cost?

You may think that $400 is what it costs to get a $400 loan, but it doesn’t work that way. $400 installment loans have interest between 5.99and 35.99% attached to them. The total of the loan plus interest is divided by the months your loan will be active. You may also face establishment fees, monthly service fees, and penalties for paying late, paying short, or trying to settle your loan early.

400 Installment Loans – Key Features

Low Credit Borrowers Can Apply For $400 Loans

You may think that applying for credit your loans for 400 with poor credit can be tricky, as many lenders only look at your credit score when processing an application. However, on our platform at Big Buck Loans, you will be connected with a lender that considers more complex factors when granting $400 loans, such as your debt-to-income ratio and current financial status.

Simple 100% Online Application

The short application process is just one of the many benefits of applying for $400 loans bad credit via Big Buck Loans. Our panel of lenders, consisting of reputable and professional lenders, accept online applications, and that’s what you get at Big Buck Loans. The entire process can be handled online without standing in queues, making calls, or sending faxes.

Flexible Loan Terms On $400 Payday Loans Same Day

When applying for 400 dollar loans, you will get a certain amount of time to repay them. If you get $400 installment loans, you can expect to be offered several weeks to months to pay back the loan. At Big Buck Loans, the loan amounts range from $100 to $5000 with 3 to 24 months to pay. It’s best to discuss the best loan term with the lender to ensure that you’re able to comfortably repay your loan.

Advantages And Disadvantages Of 400 Dollars Installment Loans

400 Dollars Payday Loans Same Day – Advantages

24-Hour Payment On Approved $400 Loans

When you apply for 400 dollars loans bad credit on Big Buck Loans, you must provide your contact and bank details, residential address, and employment information when making your application. Within minutes of accepting your loan application. Most loans are settled within 24 hours, but in some instances, lenders payout loans within 60 minutes of approval.

Speedy Online Application For $400 Loans

Completing an online application for $400 loans will take just a few moments of your time. Receiving feedback will require just a 2-minute wait, and if all is approved and set in place, you can expect to get the cash within 24 hours.

All Credit Scores Accepted On Loans for 400

Whether you’ve got good credit or bad credit, you can apply for a loan at Big Buck Loans without the need for 400 dollars Payday loans no credit check. While Big Buck Loans doesn’t offer $400 payday loans no credit check due to regulatory compliance, the platform does offer 400 loans for bad credit. You don’t need a perfect credit score to get funding.

Loans For 400 Dollars For Unemployed Individuals

If you’re unemployed but still earn $1000 per month in one way or another, you’re eligible to apply for loans for 400. If you earn income from property rentals, freelancing, buying and selling or similar, you can apply for 400 dollars payday loans same day on Big Buck Loans with ease.

Disadvantages Of 400 Dollars Installment Loans

High Interest Costs

It’s easy to apply for $400 loans; even bad credit borrowers can get their hands on one. And often, the convenience and simplicity of such a loan means one thing: high interest/costs. Interest at Big Buck Loans ranges from 5.99% to 35.99%.

Am I Eligible For 400 Dollar Loans? Information Required To Apply

To apply for loans for $400 via the Big Buck Loans website, you must meet the following eligibility criteria:

  • Applicants must be of legal age (18 years old in most states)
  • Only legal residents and citizens can apply
  • Applicants must earn at least $1000 per month (and prove that you have been for 3 consecutive months)
  • Supporting documentation must be provided, including your proof of address, latest 3 bank statements, latest 3 pay slips, and a copy of your ID

How To Apply For Loans 400 Dollars

It’s quick and easy to apply for 400 loans online via the Big Buck Loans website. Follow these simple steps:

Step 1: Select the Loan Amount and Term

Use the selection features on the website to choose how much you need to borrow and how long you require to pay it back.

Step 2: Follow the Prompts to Complete the Online Application Form

Next, an application form will appear on the screen. Simply follow the prompts to populate the form with your personal details. Lenders need these details to verify your eligibility for a loan.

Step 3: Wait Two Minutes for Feedback

Once you’ve submitted the application form, you will receive feedback in 2 minutes. The lender will present the terms of the loan, which will be captured in a loan agreement and extended to you.

Step 4: Receive and Sign Your Contract – Get the Money

Once you’ve received the loan contract, read through the terms and conditions carefully and then sign the contract. Once the lender has received the signed agreement, the funds will be paid into your account.

$400 Payday Loans Same Day Alternatives

If you’d still like to consider alternative options, the following options via Viva Payday Loans come highly recommended:

Payday Loans with

The payday loans available via Viva Payday Loans are great alternatives to 400 loans for those who value a quick and easy application process. The loans available range from $100 to $5000 with 3 to 24 months to pay. Viva Payday Loans has a reputation for processing applications quickly and ensuring that applicants have access to a range of loan amounts, flexible terms, and reasonable eligibility criteria. A great perk of using Viva Payday Loans is that they provide a quick turnaround on loan approvals and payouts. In most instances, payments on payday loans happen within 60 minutes.

Personal Loans with

Personal loans at Viva Payday Loans are also great alternatives to $400 loans online at Big Buck Loans. What’s great about personal loans at Viva Payday Loans is that they come in the form of $400 loans bad credit and also 400 loans for unemployed individuals. Loan amounts range from $100 to $5000, with 3 to 24 months to pay. And Viva Payday Loans makes applying for these loans quick and easy. Simply fill out the online application form, and within a matter of minutes, you will know if a lender can assist you. Payouts usually occur on the same day that the loan is approved. And once your loan contract is in place, borrowers are in direct contact with the lender.


Can I Get $400 Loans with No Credit Check?

Unfortunately, $400 payday loans no credit check don’t exist. It’s against US lending regulations to provide loans of any amount with first checking the applicant’s credit. While $400 loans no credit check don’t exist, bad credit borrowers can still get approved for a loan.

How Much Will a Loan for $400 Cost?

Loans 400 will cost you $400 plus 5.99% to 35.99% interest. If you miss payments, pay late, or try to settle the loan account early, penalty costs may apply.

What Should I Consider Before Applying for a Payday Loan of 400 Dollars?

Before applying for loans for 400 dollars, consider your budget and take into account what you can afford to pay out each month. You should also consider if the interest rate is viable or not.

Can I Get a 400 Dollar Payday Loans with Bad Credit?

Yes, you can get $400 loans with bad credit if you’re eligible and can prove affordability of the loan. Bad credit borrowers are welcome to apply for loans for $400 via the Big Buck Loans website.

How Can I Get 400 Dollars Fast?

There’s no faster way to get 400 dollars payday loans same day than by using a loan finder service such as Big Buck Loans. There’s none of the red tape involved in bank loans, and the lenders offer speedy application and processing that’s second to none.

I Need Cash Today – How Quickly Can I Get Loans for 400?

If you need cash immediately, you should apply for 400 dollar loans as early in the day as possible. Have all your supporting documents handy and be as accurate as possible on your application. Lenders on the Big Buck Loans panel process applications quickly, and if the loans 400 are approved, you can expect to get the cash paid out within 60 minutes – at the most, 24 hours.

How Do Unemployed Individuals Prove Their Income When Applying for Loans for 400?

If you’re applying for 400 dollar loans online and you’re not formally employed, you need to prove that you’re earning at least $1000 per month. You can show your last three months bank statements or your latest tax returns.

How Are the Installments on $400 Loans Calculated?

$400 loans installments are calculated by adding the interest amount to the loan principal amount. The total is then divided among the number of months agreed on in your loan terms.

How Long Does it Take to Pay $400 Installment Loans?

You may wonder how long you will be tied into a loan contract when getting loans for $400. And that comes down to the loan term extended by the lender. Typically, $400 loans are paid off fairly quickly. Some pay it off by their next payday, others pay it off over three months and then some get a longer period extended to them. At Big Buck Loans, loans of up to $2000 are usually paid over 3 to 12 months whereas large loans are paid over 3 to 24 months.

Can I Borrow More Than 400 Dollar Loans?

If you are hunting for loans online via the Big Buck Loans website, you will find that while $400 payday loans same day are readily available, the platform actually offers loans that range from $100 to $5000 with 3 to 24 months to pay and up to 35.99% interest. You can apply for a higher loan amount if you need it.